Comparative Study of Life Insurance Policies

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Comparative Study of Life Insurance Policies Final Report Prepared for Billy Ma Prepared by Student’s name Date TABLE OF CONTENTS TABLE OF FIGURES TOC h z c "Figure" Figure 1: Agency ratings of top companies PAGEREF _Toc458252974 h 5Figure 2: client’s cash flow worksheet PAGEREF _Toc458252975 h 6Figure 3: Twenty-year term policy structure PAGEREF _Toc458252976 h 7Figure 4: client’s cash flow report PAGEREF _Toc458252977 h 8Figure 5: Thirty year term policy breakdown PAGEREF _Toc458252978 h 9Figure 6: AM best data life insurance company ratings PAGEREF _Toc458252979 h 11Figure 7: client’s cash flow report PAGEREF _Toc458252980 h 12Figure 8: whole life policy structure PAGEREF _Toc458252981 h 12Figure 9: cash value accumulation PAGEREF _Toc458252982 h 13Figure 10: AM best data ratings of Life Insurance Company PAGEREF _Toc458252983 h 15Figure 11: client’s cash flow report PAGEREF _Toc458252984 h 16Figure 12: options score under reliability PAGEREF _Toc458252985 h 18Figure 13: option comparison under reliability PAGEREF _Toc458252986 h 18Figure 14: life insurance companies score under reliability PAGEREF _Toc458252987 h 19Figure 15: comparison of life insurance policies under reliability PAGEREF _Toc458252988 h 19Figure 16: premium payments of whole life policy, balance and condition PAGEREF _Toc458252989 h 20Figure 17: premium payments of thirty year term policy, balance and condition PAGEREF _Toc458252990 h 21Figure 18: premium payments of twenty year term policy, balance and condition PAGEREF _Toc458252991 h 21Figure 19: premium payments of custom whole life policy, balance and condition PAGEREF _Toc458252992 h 22Figure 20: options weight

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