ACA Insurance

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A Case Study on Affordable Care Act (ACA) Insurance Student’s Name Institutional Affiliation Abstract William runs a small business with only nine employees. The law does not require such small businesses to offer employees a health insurance coverage. However, William chooses to provide his workers this benefit plan to promote their welfare, increase productivity and reduce employee turnover rate. William is unable to decide on a health insurance cover that is both affordable and comprehensive and is left with the choice of ending the program, passing the cost to the workers, opting for a bare-bones catastrophic plan or lowering the wages of employees. All these options are both advantageous and disadvantageous to the employer and employees. However, William can choose to reduce salaries and other benefits to cover the rising health insurance costs. Opting for SHOP Marketplace will then be easy for the company since it allows both small business employers and employees to choose the most suitable health insurance plan. This approach will ensure William is eligible for tax credits. It will also help the small business to retain and recruit employees who are comfortable with the plan, thus, reducing employee turnover rate. A Case Study on Affordable Care Act (ACA) Insurance Introduction ACA, also known as Obamacare, is the current law in the United States that governs and protect access to health care for the public. ACA is primarily responsible for the provision of quality and affordable health insurance coverage to a majority of American citizens. Unlike the Medicaid program, ACA ensures that almost all individuals have access to medical services in the

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